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Tax year 2026

Benefits Checker: Every Allowance You Can Claim

Answer eight questions about your household and see every Dutch allowance and benefit you can claim in 2026: healthcare and rent allowance, child benefit, kindgebonden budget, childcare allowance, the working-parent tax credit and municipal tax relief, with estimated amounts and how to apply.

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Your household

Where you live

Children

No children under 18

What you can claim

Estimated total per year€ 3.902€ 325 per month
You qualify

Healthcare allowance (zorgtoeslag)

€ 336 per year

A monthly contribution towards your health insurance premium.

How to apply: Apply in Mijn toeslagen (toeslagen.nl) with your DigiD. For 2026 you can apply until 1 September 2027.

Healthcare in the Netherlands →
You qualify

Rent allowance (huurtoeslag)

€ 3.566 per year

A monthly contribution towards your rent, usually for a self-contained home with its own front door, kitchen and toilet.

How to apply: Apply in Mijn toeslagen with your DigiD, and report rent changes within four weeks.

Renting in the Netherlands →
Not for you right now (5)
  • Child benefit (kinderbijslag): Only for households with children.
  • Child budget (kindgebonden budget): Only for households with children.
  • Childcare allowance (kinderopvangtoeslag): Only for households with children.
  • Working-parent tax credit (IACK): Only with a child under 12.
  • Relief from municipal taxes (kwijtschelding): Your income is above the limit.
Your household€ 32.000
Your income
€ 32.000
=
Household income (toetsingsinkomen)
€ 32.000
Savings and investments
€ 8.000
Healthcare allowance (zorgtoeslag)€ 27,96

Modelled as a straight line from the maximum at no income to nothing at the income limit; the official table differs slightly.

Maximum a month
€ 129
Income as a share of the limit
€ 32.000 / € 40.857
78.3%
=
Zorgtoeslag a month
€ 129 × (1 − € 32.000 / € 40.857)
€ 27,96
Housing allowance (huurtoeslag)€ 297,17

You pay the first € 202,52 of the rent yourself. Above that the allowance covers 100%, 65% and 40% of the rent in three bands, minus 27% of your income above € 23.425.

Rent counted (kale huur, at most the rent limit)
€ 850
100% up to € 498,20
€ 296
+
65% up to € 713,02
65% × € 214,82
€ 140
+
40% up to € 932,93
40% × € 136,98
€ 55
-
Reduction for income
27% × (€ 32.000 − € 23.425) / 12
€ 193
=
Huurtoeslag a month
€ 297,17
Total you could get€ 3.902

Only benefits with an amount; childcare allowance and the working-parent tax credit depend on more than these answers.

Healthcare allowance
€ 336
+
Housing allowance
€ 3.566
=
A year
€ 3.902

Estimates for 2026, built on the same simplified formulas as the toeslagen calculator: healthcare and rent allowance are modelled as straight-line phase-outs and can differ from the official amount by tens of euros a month. Asset limits are tested against your savings and investments on 1 January. Toeslagen are paid on your own estimate of your income and are corrected afterwards, so check the exact amount with the official proefberekening on toeslagen.nl before you apply.

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