1Zorgtoeslag 2026 at a glance
2How much zorgtoeslag at your income (2026)
| Single, a month | With partner, a month | |
|---|---|---|
| €25,000 | €129 | €246 |
| €30,000 | €124 | €242 |
| €33,000 | €90 | €208 |
| €36,000 | €56 | €173 |
| €39,000 | €21 | €139 |
| €42,000 | €0 | €105 |
| €45,000 | €0 | €70 |
| €48,000 | €0 | €36 |
| €51,000 | €0 | €2 |
3How the amount is worked out
- 1Start from the maximum
€1,548 a year single, €2,952 with a partner.
- 2Income above the threshold
Take your income above about €29,582 (roughly the yearly minimum wage).
- 3Take off 13.73%
Of that extra income, 13.73% comes off the yearly amount.
- 4Divide by 12
That is the monthly advance. It cannot go below zero.
4The asset limit, and why 2027 matters now
| Single | With partner | |
|---|---|---|
| Asset limit 2026 (on 1 January 2026) | €146,011 | €184,633 |
| Asset limit 2027 (on 1 January 2027) | €119,122 | €158,748 |
What counts: savings, shares, crypto and a second home, in the Netherlands or abroad, minus debts (not your mortgage). Your own home and your car do not count. The savings of children aged 18 or older do not count for your zorgtoeslag.
5Who can get zorgtoeslag
6How to apply and keep it right
- 1Apply
In Mijn toeslagen on belastingdienst.nl/toeslagen, with your expected income for this year.
- 2Deadline
For 2026 you can apply until 1 September 2027, and still get it from January if you qualified all year.
- 3Keep it right
Change your income estimate after a raise, bonus or new job, and report a new partner within 4 weeks.
- 4Final settlement
After your tax return the real amount is set; too much received means paying back.
7Common questions
I earn more than the limit but my partner earns nothing. Do we qualify?
With a benefit partner your incomes are added up and the limit is €51,142, with the higher maximum of €246 a month.
I start working in the Netherlands halfway through the year. Can I get it?
Yes, from the month you have Dutch health insurance, based on your expected income for the whole calendar year (including income abroad).
Does the 30% ruling change my income for zorgtoeslag?
The tax-free 30% does not count as income, so your taxable income is lower. On a salary with the ruling you usually still earn well above the limit.
Is zorgtoeslag the same as the health insurance premium?
No. You pay the premium to your insurer yourself; zorgtoeslag is paid to you by the Belastingdienst to help pay it.
Do I have to pay it back if my income is higher?
Yes, after the final settlement. Set a higher estimate if your income may rise.
Sources
This article is based on these official pages. If anything here differs from them, the official page is right.
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